Human Resources Classified Staff
Policy and Procedures

Policy # 205.0
Effective: 09/88
Revised: 11/05 2/07
Section: Benefits
Subject: Group Insurance Programs

This policy content has been consolidated into Classified Staff Policy 222.0 - Benefits and Retirement.

PROGRAMS

All Regular Classified Staff employees participate in a long term disability insurance program and receive a $15,000 life and accidental death and dismemberment insurance policy.

Regular Classified Staff employees may also elect to participate in other group insurance programs. Determination of eligibility and details of the programs listed below may be obtained by contacting Human Resources.

  1. Health insurance. Both indemnity and exclusive provider organization (EPO) programs are available. The University subsidizes a major portion of the cost for health insurance for eligible Regular Classified Staff employees.
  2. Dental insurance. Both PPO indemnity and pre-paid programs are available. The University subsidizes a major portion of the cost for dental insurance for eligible Regular Classified Staff employees.
  3. Life insurance. Supplemental programs are available.
  4. Short term disability insurance. Short term disability coverage is available which provides benefits far up to a maximum of six (6) months.

ENROLLMENT

Responsible administrators shall insure that all newly-hired or rehired Regular Classified Staff employees attend New Employee Orientation on or before their first day of work. New Employee Orientation is held on Fridays (except holidays) at 8:30 a.m. in Room 214, University Services Building. Please call 621-3662 for reservations.

Eligible employees must enroll in the group insurance programs of their choice within 31 days of hire (or rehire) or eligibility date.

The effective date for group insurance for all newly-hired, rehired and newly-eligible Regular Classified Staff employees will be the first day of the following month, after you submit your properly completed enrollment to Human Resources.

The coverage selected will remain in force until the next open enrollment period. Employees may not change their coverage before that time, unless their family situations change by means of marriage, divorce, death of a spouse or child, birth, adoption or change in dependent status of a child, or a change in spousal employment. Consequently, employees may not add or delete dependents or insurance coverage, except during open enrollment or as outlined above.

BENEFITS CONTINUATION

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) provides for continuation of medical and dental coverage for covered participants should a Regular Classified Staff employee or dependents covered under the plan become ineligible for coverage as a result of the employee's termination or death, the divorce or legal separation of employee and spouse, or the employee's dependent child ceases to be a dependent child under the applicable requirements of the plan.

Regular Classified Staff employees may continue their participation in group insurance programs, except Long Term Disability, during an approved leave of Absence, providing arrangements are made in advance with the Benefits Unit of Human Resources.

Policies Table of Contents

October 1, 2004