When choosing a dental insurance plan, you are also choosing the plan's approach to the provision of benefits and payment for dental services.
- Compare premiums and benefits to predict costs.
- Premiums are deducted each payday, whether or not services are used.
- Co-payments, deductibles or coinsurance fees may be charged when services are used depending on plan selected and type of service.
- Prepaid Plans require selection and identification of a Primary Care Dentist (PCD). You may experience a delay in accessing service if a PCD is not identified.
- Review all plan materials to understand plan terms and conditions of use.
- Contact the carrier's member services department for any questions or concerns.
Description of Plan Types
