Indemnity / PPO Plans vs. Prepaid Dental Plans |
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| Indemnity / PPO plans | Prepaid plans | |
| Key Feature |
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| What carriers are offered? | ||
| May I use the services of any licensed dentist? | Yes (A listing of Preferred Providers can be obtained from member services or on the provider's website, and benefits will be higher when one of these dentists is used.) |
No (Participants must pre-select a dentist from in-network providers.) |
| May I access services if I live outside of Arizona? | Yes | No |
| Will claim forms be required? | Yes | No |
| Will I be required to pay annual out-of-pocket deductibles? | Yes (Does not apply to allowable routine preventative care) |
No |
| How will I be charged for services? | Participant is responsible for percentage of fees not covered by carrier | Participant is responsible for pre-established co-payments |
| How many preventative cleaning exams are covered? | Two per plan year | One per 6-month period |
| Are there annual limits for the benefits I may receive? | Yes | No |
