When choosing a health insurance plan, you are also choosing the plan's approach to the provision of benefits and payment for health care services.
- Compare premiums and benefits to predict costs.
- Premiums are deducted each payday, whether or not services are used.
- Co-payments, deductibles or coinsurance fees may be charged when services are used depending on plan selected and type of service.
- Review all plan materials to understand plan terms and conditions of use.
- Contact Arizona Benefit Options (1-800-304-3687) for any questions or concerns.